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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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Mount Carmel (Hebrew: הַר הַכַּרְמֶל, Har HaKarmel, ISO 259-3: Har ha Karmell; Arabic: جبل الكرمل, Jabal Al-Karmil), also known in Arabic as Mount Mar Elias (Arabic: جبل مار إلياس, Jabal Mar Ilyas, lit. Mount Saint Elias/Elijah), is a coastal mountain range in northern Israel stretching from the Mediterranean Sea towards the southeast. The range is a UNESCO biosphere reserve. A number of towns are situated there, most notably the city of Haifa, Israel’s third largest city, located on the northern and western slopes.
The word karmel means “garden-land”[1] and is of uncertain origin. It is either a compound of kerem and el, meaning “vineyard of God” or a clipping of kar male, meaning “full kernel.”[2] Martin Jan Mulder suggested a third etymology, that of kerem + l with the lamed a sufformative, but this is considered unlikely as evidence for the existence of a lamed sufformative is weak.[3]